Pre-Approved Life Insurance - Tax Effective Insurance

BT Super for Life makes securing the future of your loved ones simple. With pre-approval meaning no medical checks or questions asked for our standard cover, and premiums that can be paid for with pre-tax dollars straight from your super balance, it's peace of mind that won't affect your take-home pay.

Insurance cover with BT Super for Life may be paid tax-effectively from your superannuation
‘No-questions-asked’ Death and Total & Permanent Disability cover
Additional option of Customised cover which includes Salary Continuance Insurance
Protect yourself and the people who matter the most to you

Most people don't think twice about insuring their car, home and valuables however it's just as important to protect you and your family so that you're covered in the event that something happens to you.

Rather than using your after-tax earnings to pay your life insurance premiums, insurance through your BT Super for Life super fund deducts premiums from your super balance which may provide you with a tax advantage. Even better, you and your family will be financially protected should something ever happen to you.

With BT Super for Life, protecting your world is simple. There are no medical checks required for our standard cover and in most cases, you'll be automatically accepted. An exclusion applies for any claim directly or indirectly related to a pre-existing medical condition.

Download the PDS for more information on the insurance offered through BT Super for Life.

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Product info and fund performance

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This information has been prepared without taking account of your objectives, financial situation or needs. Because of this you should, before acting on this information, consider its appropriateness, having regard to your objectives, financial situation and needs.

*Source of 47% less statement: Super Ratings Pty Ltd, commissioned by BT and based on information as at 30 May 2010 and on a survey of average fees of a sample of retail personal super funds for an account balance of $50,000 and $5,000 contribution p.a. Fees may change in the future which may affect this outcome.

** There is no charge for accepting any rollovers, however before requesting the rollover, you should check with your other fund/s to determine whether there are any exit fees for moving your benefit, or other loss of benefits (e.g. insurance cover).

BT Funds Management Limited ABN 63 002 916 458 is the issuer of interests in the BT Super for Life (Fund). A Product Disclosure Statement (PDS) and Financial Services Guide (FSG) is available by calling 1300 653 553. You should obtain and consider the PDS and FSG before deciding whether to acquire, continue to hold or dispose of interests in the Fund. An investment in BT Super for Life is not an investment in, deposit with or any other liability of Westpac Banking Corporation ABN 33 007 457 141 (Westpac), St. George Bank or BankSA (which are Divisions of Westpac), or any other company in the Westpac Group. It is subject to investment risk, including possible delays in repayment of withdrawal proceeds and loss of income and principal invested. Neither Westpac nor any other company in the Westpac Group has issued, stands behind or otherwise guarantees the capital value or investment performance of BT Super for Life.